• Equifax violated 15 U.S.C. § 1681e(b) by failing to establish or to follow reasonable procedures to assure maximum possible accuracy in the preparation of the consumer reports it furnished regarding the Plaintiff and other class members;
• As a result of Equifax's conduct, actions, and inactions as alleged in Count One, the Plaintiff and other class members suffered credit score damage;
• Equifax's violation of 15 U.S.C. § 1681e(b) was willful, rendering Equifax liable under 15 U.S.C. § 1681n, or, in the alternative, Equifax was negligent, entitling the Plaintiffs to recover under 15 U.S.C. § 1681o.
Outcome: Defendant's Motion to Dismiss, Stay, or Transfer (ECF 11 ) is granted and this action is hereby transferred to the Northern District of Georgia. IT IS SO ORDERED. Signed on 10/8/2024 by Magistrate Judge Youlee Yim You. (pvh) (Entered: 10/08/2024)