Defendant's Attorney: Chicago, Illinois Fair Credit Reporting Act violation defense lawyer represented the Defendant.

Description: Chicago, Illinois consumer credit lawyer represented the Defendant sued on a Fair Credit Reporting Act violation theory.

The Fair Credit Reporting Act (FCRA) , 15 U.S.C. § 1681 et seq., governs access to consumer credit report records and promotes accuracy, fairness, and the privacy of personal information assembled by Credit Reporting Agencies (CRAs).

What elements must a plaintiff prove for an FCRA violation, and what are common legal defenses?

A violation of the FCRA by the CRA, data furnisher, or user of consumer credit information occurred;
The plaintiff suffered damages as a result of the violation; and.
The violation was willful or negligent.

Outcome: 02/26/2024 23 MINUTE entry before the Honorable Sunil R. Harjani: In light of the stipulation of dismissal 22 , all pending deadlines before this Court are stricken. All matters relating to the referral are concluded, and the referral is now closed. Mailed notice (lxs, ) (Entered: 02/26/2024)
02/26/2024 24 MINUTE entry before the Honorable Jeremy C. Daniel: Pursuant to the Stipulation for Dismissal 22 , this case is dismissed with prejudice. Civil case terminated. Mailed notice (vcf, ) (Entered: 02/26/2024)

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Defendant's Experts:

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