United States of America v. Terry Lynn Reynolds

Salt Lake City, Utah, criminal defense lawyer represented the Defendant charged with wire and mail fraud.

Beginning on or about November 8, 2004, and continuing to about June 13, 2025, Terry Lynn Reynolds, 69, of West Jordan, Utah, allegedly executed a scheme to assume the identity of Person 1, who received disability income from a private insurance policy (Company 1) and Social Security benefits from the United States Social Security Administration (SSA) to obtain that money for himself. Reynolds had access to Person 1’s name, Social Security Number, and alleged signature. Under Person 1’s stolen identity, Reynolds obtained over $1 million from the SSA and Company 1.

Court documents allege that as part of the scheme, Reynolds corresponded on multiple occasions with the SSA and Company 1. Until about March 2025, Reynolds continued to operate under Person 1’s identity to fraudulently obtain Person 1’s benefits.

Reynolds is charged with wire fraud, mail fraud, theft of government property, and aggravated identity theft. His initial appearance on the indictment is January 13, 2026, at 1:30 p.m. in courtroom 8.4 before a U.S. Magistrate Judge at the Orrin G. Hatch United States District Courthouse in downtown Salt Lake City.

United States Attorney Melissa Holyoak for the District of Utah made the announcement.

The case is being investigated jointly by the Social Security Administration Office of the Inspector General (SSA OIG), United States Postal Inspection Service (USPIS), Utah Department of Public Safety (DPS) and the West Jordan Police Department.

Special Assistant United States Attorney Sachiko J. Jepson of the United States Attorney’s Office for the District of Utah is prosecuting the case.

An indictment is not proof of guilt.