Lauren Hulbert-Woods v. Wakefield & Associates, L.L.C.

Fort Wayne, Indiana consumer credit Fair Debt Collection Practices Act violation lawyer represented the Plaintiff.

The Fair Debt Collection Practices Act (FDCPA) regulates how debt collectors can communicate with consumers and prohibits certain behaviors. Some examples of prohibited behaviors include:



Contacting at work



Debt collectors cannot call consumers at work if they know or should know that the consumer's employer prohibits such calls.



Contacting after representation



Debt collectors cannot directly contact consumers if they know the consumer is represented by an attorney.

Contacting third parties



Debt collectors can only contact other people about a debt to get the consumer's contact information. They cannot disclose the company's name or the reason for the call unless requested.



Threatening



Debt collectors cannot threaten arrest or legal action that is not permitted or contemplated.

Abusive language

Debt collectors cannot use abusive or profane language.

Reporting false information

Debt collectors cannot report false information on a consumer's credit report or threaten to do so.

Social media



Debt collectors cannot communicate with consumers through social media if the communication is viewable by the general public.



Employer email



Debt collectors cannot email consumers using an email address provided by their employer unless an exception applies.



Envelopes



Debt collectors cannot use language or symbols on envelopes that indicate they are a debt collector, other than their address or business name.



If you believe a collection agency has violated the FDCPA, you can file a complaint with the Indiana Secretary of State. You should compile any documents that support your claim before filing.

10/16/2024 4 MOTION to Dismiss with Prejudice by Plaintiff Lauren Hulbert-Woods. (Steinkamp, John) (Entered: 10/16/2024)

10/16/2024 CASE DISMISSED WITH PREJUDICE pursuant to Rule 41(a)(1)(A)(i) of the Federal Rules of Civil Procedure re 4 Motion to Dismiss With Prejudice. (cer) (Entered: 10/16/2024)