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Jace Hill v. Equifax Information Services, LLC. et al.
Date: 10-19-2025
Case Number: 25-cv-00313
Judge: David C. Nye
Court: United States District Court for the District of Idaho (Bannock County)
Plaintiff's Attorney:
Click Here For The Best Pocatello Consumer Law Lawyer Directory
Defendant's Attorney:
Click Here For The Best Pocatello Commercial Litigation Law Lawyer Directory
Description:
Pocatello, Idaho, consumer credit lawyer represented the Plaintiff who sued on a 1681 Fair Credit Reporting Act violation theory.
The Fair Credit Reporting Act (FCRA) provides consumers with rights regarding the information held by credit reporting agencies, focusing on the accuracy, fairness, and privacy of personal data. It allows individuals to access their credit reports for free once a year, dispute inaccuracies, receive notification of adverse actions taken against them, and places limits on how long negative information can be reported.
Key consumer rights provided by the FCRA:
Access to your report: You have the right to receive a free copy of your credit report from each nationwide credit bureau once every 12 months, available at AnnualCreditReport.com.
Dispute inaccuracies: You can dispute any information in your report that you believe is inaccurate. The credit reporting agency is required to conduct a reasonable investigation into your dispute and correct errors.
Receive notice of adverse action: If you are denied credit, employment, or housing based on information in your credit report, the FCRA mandates that you be notified of the adverse action and given the name of the agency that supplied the information.
Limit on negative information: The FCRA limits how long negative information, such as late payments, can remain on your credit report. Most negative items must be removed after seven years.
Privacy and confidentiality: The law requires credit reporting agencies to follow reasonable procedures to protect the confidentiality, accuracy, and relevance of consumer information.
Right to know who is viewing your report: You have the right to know who has accessed your credit report.
Employment background checks: If an employer uses a background check that results in an adverse action, they must comply with the FCRA, including providing you with a copy of the report and your rights summary before taking action.
The Fair Credit Reporting Act (FCRA) provides consumers with rights regarding the information held by credit reporting agencies, focusing on the accuracy, fairness, and privacy of personal data. It allows individuals to access their credit reports for free once a year, dispute inaccuracies, receive notification of adverse actions taken against them, and places limits on how long negative information can be reported.
Key consumer rights provided by the FCRA:
Access to your report: You have the right to receive a free copy of your credit report from each nationwide credit bureau once every 12 months, available at AnnualCreditReport.com.
Dispute inaccuracies: You can dispute any information in your report that you believe is inaccurate. The credit reporting agency is required to conduct a reasonable investigation into your dispute and correct errors.
Receive notice of adverse action: If you are denied credit, employment, or housing based on information in your credit report, the FCRA mandates that you be notified of the adverse action and given the name of the agency that supplied the information.
Limit on negative information: The FCRA limits how long negative information, such as late payments, can remain on your credit report. Most negative items must be removed after seven years.
Privacy and confidentiality: The law requires credit reporting agencies to follow reasonable procedures to protect the confidentiality, accuracy, and relevance of consumer information.
Right to know who is viewing your report: You have the right to know who has accessed your credit report.
Employment background checks: If an employer uses a background check that results in an adverse action, they must comply with the FCRA, including providing you with a copy of the report and your rights summary before taking action.
Outcome:
STIPULATION of Dismissal as to Equifax Information Services, LLC by Jace Hill. (Findsen, Beth)
Plaintiff's Experts:
Defendant's Experts:
Comments:
About This Case
What was the outcome of Jace Hill v. Equifax Information Services, LLC. et al.?
The outcome was: STIPULATION of Dismissal as to Equifax Information Services, LLC by Jace Hill. (Findsen, Beth)
Which court heard Jace Hill v. Equifax Information Services, LLC. et al.?
This case was heard in United States District Court for the District of Idaho (Bannock County), ID. The presiding judge was David C. Nye.
Who were the attorneys in Jace Hill v. Equifax Information Services, LLC. et al.?
Plaintiff's attorney: Click Here For The Best Pocatello Consumer Law Lawyer Directory. Defendant's attorney: Click Here For The Best Pocatello Commercial Litigation Law Lawyer Directory.
When was Jace Hill v. Equifax Information Services, LLC. et al. decided?
This case was decided on October 19, 2025.