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Jennifer Garnier and Angela Toft v. American Reliable Insurance Company, et al.
Date: 05-08-2024
Case Number:
Judge: Not Available
Court: Superior Court, San Bernardino County, California
Plaintiff's Attorney:
Defendant's Attorney: Not Available
Description:
San Bernardino, California insurance law lawyer represented the Plaintiff who sued on a bad faith breach of insurance contract theory.
According to the complaint filed by the Plaintiffs, rain water from a large storm on Feb. 15, 2019, flooded the home of Garnier and Toft, who are sisters. The damage rendered their property uninhabitable. The Plaintiffs gave notice and submitted a claim but the Defendant failed and refused to pay the claim.
Global Indemnity paid out only $5,000 on the sisters' claim, even though Garnier and Toft had provided contractor estimates that repairs would cost more than $100,000.
In its simplest form, insurance bad faith refers to a situation where an insurance company acts dishonestly or fails to uphold its duty to deal fairly and act in good faith with policyholders. This duty is inherent in every insurance contract, and its breach may result in a bad faith claim against the insurer.
According to the complaint filed by the Plaintiffs, rain water from a large storm on Feb. 15, 2019, flooded the home of Garnier and Toft, who are sisters. The damage rendered their property uninhabitable. The Plaintiffs gave notice and submitted a claim but the Defendant failed and refused to pay the claim.
Global Indemnity paid out only $5,000 on the sisters' claim, even though Garnier and Toft had provided contractor estimates that repairs would cost more than $100,000.
In its simplest form, insurance bad faith refers to a situation where an insurance company acts dishonestly or fails to uphold its duty to deal fairly and act in good faith with policyholders. This duty is inherent in every insurance contract, and its breach may result in a bad faith claim against the insurer.
Outcome:
Plaintiffs' verdict for $18 million.
Plaintiff's Experts:
Defendant's Experts:
Comments:
About This Case
What was the outcome of Jennifer Garnier and Angela Toft v. American Reliable Ins...?
The outcome was: Plaintiffs' verdict for $18 million.
Which court heard Jennifer Garnier and Angela Toft v. American Reliable Ins...?
This case was heard in Superior Court, San Bernardino County, California, CA. The presiding judge was Not Available.
Who were the attorneys in Jennifer Garnier and Angela Toft v. American Reliable Ins...?
Plaintiff's attorney: . Defendant's attorney: Not Available.
When was Jennifer Garnier and Angela Toft v. American Reliable Ins... decided?
This case was decided on May 8, 2024.