Linda Scobee v. USAA Casualty Insurance Company

St. Louis, Missouri bad faith breach of insurance contract law lawyer represented the Plaintiff.

Broadly speaking, a bad faith insurance claim arises when an insurance company intentionally denies, delays, or underpays a legitimate claim. In doing so, the insurer violates Missouri law as well as its contractual obligation to act in good faith. It is an unethical practice.



On April 4, 2015, Michael Scobee was injured in a vehicle accident while operating a motorcycle. (USAA Casualty Insurance Company's Statement of Uncontroverted Material Facts in Support of its Motion for Summary Judgment ("PSUMF”), ¶¶ 1, 5). The Scobees filed a lawsuit against William Norris in Kentucky federal court, but that case was later dismissed and refiled in Missouri state court, alleging state law negligence claims. Mr. Norris died during the pendency of the Underlying Litigation, and a defendant ad litem was appointed at the parties' request. Lauren Norris was later appointed by the Missouri court as a defendant ad litem in the Underlying Litigation. A jury in St. Louis County, State of Missouri, later determined that William Norris caused the accident. Jury Verdict, entered September 27, 2019; Judgment, entered October 10, 2019. A judgment was entered in the amount of $7,000,000, in favor of the Scobees and against Lauren Norris in her capacity as a defendant ad litem. At the time of the accident, the Norrises were covered under an automobile insurance policy issued by Defendant, Policy No. 01186 32 37C 7102 1, which provided $100,000 in coverage.

08/26/2024 180 MOTION for Leave to File Under Seal a Portion of the Transcript of the April 10, 2024 Hearing by Defendant USAA Casualty Insurance Company. (Little, John) (Entered: 08/26/2024)

08/26/2024 181 SEALED MEMORANDUM in Support of 180 MOTION for Leave to File Under Seal a Portion of the Transcript of the April 10, 2024 Hearing filed by Defendant USAA Casualty Insurance Company. Redacted Copy due by 8/29/2024. (Attachments: # 1 Exhibit A - Hearing Transcript)(Little, John) (Entered: 08/26/2024)