Joshua Quinero and Naomi Williams v. Liberty Mutual Insurance Company

Sherman, Texas insurance law lawyer represented Plaintiffs who sued Defendant on a bad faith breach of contract theory.



In Texas, bad faith breach of contract is a tort that allows a plaintiff to recover damages for the insurer's unreasonable and unfair conduct in handling a claim. To prove bad faith breach of contract, the plaintiff must show that:



The parties had a contract.

The insurer breached the contract.

The insurer acted with a conscious disregard for the plaintiff's rights.

The insurer's conduct caused the plaintiff to suffer damages.



The insurer's conduct may be considered to be in bad faith if it:



Delays in processing or denying a claim.

Fails to investigate a claim thoroughly.

Makes a lowball offer of settlement.

Engages in a pattern of denying claims.

Lies to the plaintiff about the status of a claim.



If you believe that your insurance company has acted in bad faith, you should contact an experienced Texas bad faith breach of contract attorney. An attorney can help you understand your rights and options and can represent you in a lawsuit against your insurance company.



Here are some examples of bad faith breach of contract in Texas:



An insurance company delays in processing a claim, causing the insured to suffer financial hardship.

An insurance company denies a claim without a reasonable basis, causing the insured to suffer a loss.

An insurance company makes a lowball offer of settlement, knowing that it is not enough to cover the insured's losses.

An insurance company engages in a pattern of denying claims, even when there is clear evidence of coverage.

An insurance company lies to the insured about the status of a claim.



If you believe that your insurance company has acted in bad faith, you should contact an experienced Texas bad faith breach of contract attorney. An attorney can help you understand your rights and options and can represent you in a lawsuit against your insurance company.

Stipulation of Dismissal: Pursuant to Federal Rule of Civil Procedure 41(a)(1)(A)(ii), this civil case is dismissed with prejudice. The clerk will close and terminate this matter. (bss, ) (Entered: 05/04/2023)