Brandi Goodwin v. Unum Life Insurance Company of America

Columbus, Ohio insurance law lawyer represented the Plaintiff claiming bad faith breach of disability insurance policy.



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Brandi Goodwin worked as a part-time nursing assistant at a hospital. After she contracted COVID-19, she filed for short-term disability benefits. Unum Life Insurance Company, the administrator of the hospital's employee-benefits plans, approved her claim. But the short-term disability benefits soon ran out.



In response, Goodwin timely filed an administrative appeal with Unum. By that time, Unum was already reconsidering its previous denial in light of Goodwin's new evidence. Specifically, Unum was grappling with Goodwin's recent Postural Orthostatic Tachycardia Syndrome (POTS) diagnosis, which she had received after tests at the Cleveland Clinic. In addition, Unum was assessing Goodwin's new cardiovascular testing results and notes from a neurology consultation.

Affirmed