Jessica Clippinger v. State Farm Automobile Insurance Company

Memphis, Tennessee, insurance law lawyer represented the Plaintiff who sued on a bad faith breach of insurance contract theory.



The district court certified a class of Tennesseans insured by State Farm Mutual Automobile Insurance Company ("State Farm”) who, after their cars were totaled, received a payout from State Farm that was calculated utilizing car valuation data generated by another company, Audatex. Named plaintiff-appellee Jessica Clippinger1 argues that the use of a particular cost adjustment as part of this methodology impermissibly reduced those valuations in breach of contract and Tennessee law. The district court certified a class made up of State Farm-insured Tennessee plaintiffs who received an

"actual cash value” payout for the total loss of a car, where the payout was calculated by that methodology and decreased by application of the challenged adjustment.

Affirmed