Jason McKinley v. Equifax Information Services, Inc.

Minneapolis, Minnesota consumer credit law attorney represented Plaintiff, who sued Defendant on Fair Credit Reporting Act violation theory under 15 U.S.C. 1681, which provides, in part:



(a) Accuracy and fairness of credit reporting



The Congress makes the following findings:



(1) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system.



(2) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers.



(3) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers.



(4) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumer's right to privacy.

(b) Reasonable procedures



It is the purpose of this subchapter to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this subchapter.

09/27/2021 45 STIPULATION of Dismissal with Prejudice Between Plaintiff and Defendant Trans Union, LLC Only by Trans Union LLC. Jointly Signed by Jason McKinley. (Rutter, Evan) (Entered: 09/27/2021)

09/27/2021 46 PROPOSED ORDER TO JUDGE re 45 Stipulation of Dismissal. (Rutter, Evan) (Entered: 09/27/2021)

10/05/2021 47 ORDER DISMISSING Trans Union LLC. Signed by Judge Eric C. Tostrud on 10/5/2021.(RMM) (Entered: 10/05/2021)

10/13/2021 48 STIPULATION of Dismissal by Equifax Information Services, Inc.. Jointly Signed by Jason McKinley. (Elrich, Jake) (Entered: 10/13/2021)

10/14/2021 49 ORDER DISMISSING Equifax Information Services, Inc. Signed by Judge Eric C. Tostrud on 10/14/2021.(RMM) (Entered: 10/14/2021)

10/14/2021 50 STIPULATION of Dismissal With Prejudice by Barclays Bank Inc.. Jointly Signed by Jason McKinley. (Olson, Cory) (Entered: 10/14/2021)

10/14/2021 51 PROPOSED ORDER TO JUDGE re 50 Stipulation of Dismissal. (Olson, Cory) (Entered: 10/14/2021)

10/15/2021 52 ORDER DISMISSING CASE. Signed by Judge Eric C. Tostrud on 10/15/2021.(RMM) (Entered: 10/15/2021)